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Vietnam central bank expects credit growth amid rapid crypto adoption

The State Bank of Vietnam expects credit growth of around 20% in 2025, with rising liquidity potentially flowing into global crypto markets. Vietnam, now ranked fourth worldwide for crypto adoption by Chainalysis, has legalized cryptocurrencies under new regulations while banning fiat-backed stablecoins as part of its five-year pilot program.

Vietnam is one of the leading countries for crypto adoption in the Asia-Pacific (APAC) region and ranks number four globally, according to Chainalysis.

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